# How long does it take to redeem SC?

> Instant redemptions process within minutes for a fee. Standard redemptions are typically processed by Modo within 24 hours.

Source: https://support.modo.us/en_us/how-long-does-it-take-to-redeem-sc-HJqtAiElzg

Last updated: 2026-11-04T00:31:58.547Z

Instant redemptions process within minutes for a fee. Standard redemptions are typically processed by Modo within 24 hours.

From there, processing time depends on your bank, which can take up to 5 business days. 

*   Timing for standard redemptions can vary depending on the redemption method, verification status, bank processing, holidays, or whether an additional security review is needed

  

## **How do I check my redemption status?**

Head over to [Account > Redemption History](https://modo.us/my-profile?section=redemption-history) to see the status of all redemptions submitted within the past 100 days. 

Here’s what each status means, and how it differs for instant and standard redemptions:

**Processing or Under Review**

*   Standard: Modo is reviewing your redemption. This is typically done within 24 hours.
*   Instant: Modo is reviewing your redemption. This step is much faster than a standard review.

**Scheduled**

*   Standard: Your redemption is confirmed and will go out with the next available batch, which typically sends at 5 PM ET. If you submitted it close to 4 PM ET, it may have just missed that day’s cutoff and will go out with the next batch. Holidays and weekends can add extra time.
*   Instant: Not applicable - instant redemptions are never batched!

**Settled or Sent**

*   Standard: Modo has released your redemption to your bank or card provider. They handle it from here, and it can take up to 5 business days to complete.
*   Instant: Modo has released your redemption to your bank or card provider, with no processing delay

  

## **My redemption is marked 'Settled' but I don't see the money yet  - what should I do?**

Be sure to check with your bank or card provider - Modo has already sent the funds to your account. 

For standard redemptions, it can take up to 5 business days from the time it was marked "Settled" or "Sent" for your bank to complete the deposit.